Hi Susan,
I believer the Insurance I purchase cost me @ $500.00 a year. It is for 3 occurrences at 1 Million Dollars Each Occurrence.
I think that is pretty reasonable since two new patients will cover that for me.
In the USA we call ourselves 'professional homeopaths', I am NOT an MD.
I am a homeopathic consultant, I do NOT diagnose, I do NOT take people off their allopathic medications, I do NOT practice 'medicine'!
Homeopaths do NOT treat diseases, we treat people (or animals) that may or may not have a diagnosis for a diseases, but as Hahnemann said he really didn't care what the diagnosis (although I think it is helpful) we do not 'ever' rely on a diagnosis as many of them are wrong, and they do not characterize the patient anyway.
People come to me who are not 'comfortable' or have problems, we talk, we talk about what is bothering them, we talk about what hurts - how - when - where - why, etc. I try to draw a connection between how their mind is working and their discomforts (mental and physical) and I try to find a remedy that addresses those issues. I am in the USA and I totally discuss my thought processes with my 'clients', I let them help me refine what I am looking at, discuss the indicated remedy and why it seems to match, etc. My clients are part of the process, I am not sitting in a chair making decisions for them, they make decisions for themselves. If i suggest a remedy that seems to have a great deal of similarity to their state and they want to try the remedy, I assist them in dose, potency, etc.
Note i have been practicing since 1997 and have never been sued or threatened, clients still refer their friends and relatives to me and I am satisfied that I have done the best I can for them. Yes, there are times I wish I could have done more, we never stop learning and trying to do better.
Insurance offers me a cushion.
Did I once give a reactive skin patient (when I started practicing) a remedy that made her erupt from head to toe? Yes, she was a bloody oozy mess - I learned the hard way to start a skin problem with LOW POTENCIES - she ended up at the ER and on steroids and yes, I lost the patient. (It was a shame too as it was a good remedy - similar to the pathology.)
Did a MD student of mine give a too high potency to a 'mental case' ( he was in my office) that almost caused her to commit suicide? Yes, took me 3 months and all the skills I had to get her back to functionality, and that was working with her weekly. That one worried me a lot.
Why malpractice insurance? Because we are all human and can make mistakes! Fortunately for me I was not sued by those two clients, but I might have been.
A good clinical training will circumvent some of the problems I learned about the hard way, 20 years ago those clinics were not available so someone like me, I had very little money, couldn't travel and there was no place to get that experience, but today we have access to the kinds of clinics and the the clinical requirements that will reduce the possibility of that happening to you, if you have been properly trained.
This is why BIH now hold LIVE, REAL CLINICS with Real Patients, in real time. Because it is needed by our students.
Hope this answers your questions,
Warmly, Maria
________________________________
From: healthyinfo6@aol.com
To: minutus@yahoogroups.com
Sent: Tuesday, February 19, 2013 11:45:03 AM
Subject: Re: [Minutus] Questions for Homeopaths
Is malpractice insurance available for lay homeopaths?
Only for homeopaths who become certified through CHC?
If so, it must be very expensive, since for allopathic MDs the cost keeps going higher.
What types of malpractice would it include?
Since you legally, in the USA, can't say you are treating medical conditions or diseases, if through homeopathy you aggravate a patient's medical condition, a possibility, which can be perceived by allopathy as malpractice, what would this insurance offer?
Since you can't say you are practicing medicine without a license, what is the malpractice covered for a lay homeopath?
I see many lay homeopaths call themselves "consultants". Can you be accused of malpractice for consulting?
Susan
Questions for Homeopaths
-
Irene de Villiers
- Posts: 3237
- Joined: Sat Aug 02, 2014 10:00 pm
Re: Questions for Homeopaths
My opinions are neither misinformed nor derogatory - they are based on facts straight from your website.
So YOU are responsible for them.
I've never received such an email from you/CHC - and as I do not even have spam checking that means you have not sent one (or if it was sent and returned you *did* get a return message) - nor have you responded to many past emails from me. Nor have you made use of my physical address for contact - which is under every email I write.
If you do not like the question, it seems you pretend not to get my email. How convenient. For example any time I ask what you do with all that money you require for "annual" certification (or why it needs to be done over annually), I get silence. It's a lot of money. Good profit for doing what? is my question. Where is the cost-benefit justification?
All my comments are easy to verify simply by looking at your website in detail.
In your answer at Minutus you twist my words into things not said - is that how you "defend" all your business operations?
For example I consider there is too much emphasis on CPR tests and memorizing remedies for my liking.
Let's take the CPR:
In FACT the emphasis is, that without a proven current CPR certification one cannot be a homeopath at all per your system.
You twisted that to say YOU do not do the actual CPR testing.
Huh???
How is that a defense to putting too much emphasis on requiring it?
The rest is equally answered to attempt to misguide the reader from the real complaint I have to some sideways distraction or "sweep under the carpet" type excuse.
The fact is you DO overemphasize the CPR test as a REQUIREMENT for "your certificate".
It's up front as requirement number one on some documents I've seen (and if challenged may not be legal as written).
And you DO overemphasize remedy memorization.
One other example:
You claim you had discussions with veterinary homeopaths who have a school.
Gee really?
Which ones?
I have had MY school of advanced veterinary homeopathy for several years. IVYHOM is registered with the state of WA. Did you check all states for registered schools? If not why not?
And yes I am a veterinary homeopath and have a D.Vet.Hom degree. What other schools are veterinary homeopathy schools operated by someone with a D.Vet Hom degree or equivalent, on your list of schools approached?
You have NOT ever contacted me, I surely am easy enough to find - as a school owner of a veterinary homeopathy school to ask what is needed to be a vethom - contrary to what your email implies.
What makes YOU (meaning your business for money) qualified to judge what is required to certify a veterinary homeopath in any case?
The students at MY school do exemplary work in the field with an education that allows them to succeed in the most complex cases - as do I. But THEY (and I) do not do it by CPR or memory tests.
It's done it by real understanding of how to find a matched remedy using ALL the correct information and homeopathy principles. And by research.
Ad if anything CHC has conflicting policies there. The ethics code encourages homeopathy research in its wording but the exam requires proof of "classical homeopathy" (without defining it) and anything CHC does not see as classical will cause refusal of certification regardless how well the research is working to uphold Hahnemann's aphorism number one, using Hahnemann's principles applied in a new way.
Memorizing remedies is a deterrent in chronic cases if anything!!!
CHC actually lists remedies to be studied - what about the others? What about developing a skewed idea of remedies to select from as a result? Or must the student spew out these memorized ones as "proof of being a homeopath" (and which is really proof only of good memory) ...as seems to be the CHC approach?
So your testing of memory is counter to encouraging good homeopathy as I see it. This is because it encourages people to match a remedy to a patient instead of matching patient symptoms to a remedy. It's the MOST basic mistake homeopaths make - doing it backwards - and it is encouraged by your exam system of memorizing remedies as a MAJOR emphasis in your exams.
My last communication asked if you ever planned to cover veterinary homeopathy and your answer was no.
Maybe that's what you meant when you said you contacted owners of Vethom schools? (Except I contacted you)
I shall not go into a detailed harangue on all your prevarications.
There is no defamatory statement from me. Truth is all that is required in a defamation defense.
Your twisting of what I say as exampled above, does not hold up; MY words are used against your business claims to determine what is valid before a judge, if you care to wish for that. There are five items you'd need to prove at law and you have evidence of none of them, as none of them happened. Be careful you do not turn the tables and damage MY reputation for truth by false claims about what I wrote, and which is only what your website says.
I do not respect either - your idea of what constitutes equivalent testing for all applicants (CLEARLY not so by reading YOUR website data).
As with all my points, you prevaricate on Minutus by suggesting the "rules apply to all" instead of addressing the FACT I raised that there are different rules for different folks within your list of rules for all. IN fact your "Certification process overview" downloadable document says specifically:
"There are various ways to meet these requirements" and proceeds to list PAGES of Options.
It is also biased towards "how homeopathy is done in USA" (whatever Hahnemann would think of that!)
Actual words: "CHC may recommend that the candidate seek further training in North America before taking the exam, in order to become familiar with the style of homeopathic practice that is current here."
HUH?
Who is CHC to decide that USA has a "style of homeopathic practice" or whether that has relevance if it exists"
Self-aggrandisement is also built in:
No matter how good a tutor or homeopath may be, they are not okay per CHC unless THEY also pay CHC for certification and do so annually. Huh??? The student takes a CHC test - what does it matter where they studied the "right" things to pass that test - if the test has any validity it needs to stand on its own!
So then Hahnemann himself would be unqualified to be an instructor or have his students write the test!
How arrogant can you get?
The actual words: "If a student would like to be supervised by an uncertified homeopath, prior approval must be obtained. In order to be considered, the supervising homeopath must meet the pre-requisites to apply for Fast Track certification................."
I saw those fast track prerequisites somewhere before but cannot locate them now - maybe they have been hidden.
Oh but then how did any member of the CHC business get certified or is it okay to certify yourselves by your own standard?
In the board member credentials area, if one excludes the self-applied CCH certifications, there are slim actual homeopathy credentials there indeed! Yet the board feels qualified to judge others. On what basis is that, besides self-applied CCH certificates? ANd why can I not find that on the website?
OOPS! I thought everyone had to do the same tests?
So how is fast track certification able to occur...Hmm.
Ann, Prevarication is an art I am familiar with, but not one I respect.
I brought up valid issues. You attempted to sweep them under the carpet.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."
So YOU are responsible for them.
I've never received such an email from you/CHC - and as I do not even have spam checking that means you have not sent one (or if it was sent and returned you *did* get a return message) - nor have you responded to many past emails from me. Nor have you made use of my physical address for contact - which is under every email I write.
If you do not like the question, it seems you pretend not to get my email. How convenient. For example any time I ask what you do with all that money you require for "annual" certification (or why it needs to be done over annually), I get silence. It's a lot of money. Good profit for doing what? is my question. Where is the cost-benefit justification?
All my comments are easy to verify simply by looking at your website in detail.
In your answer at Minutus you twist my words into things not said - is that how you "defend" all your business operations?
For example I consider there is too much emphasis on CPR tests and memorizing remedies for my liking.
Let's take the CPR:
In FACT the emphasis is, that without a proven current CPR certification one cannot be a homeopath at all per your system.
You twisted that to say YOU do not do the actual CPR testing.
Huh???
How is that a defense to putting too much emphasis on requiring it?
The rest is equally answered to attempt to misguide the reader from the real complaint I have to some sideways distraction or "sweep under the carpet" type excuse.
The fact is you DO overemphasize the CPR test as a REQUIREMENT for "your certificate".
It's up front as requirement number one on some documents I've seen (and if challenged may not be legal as written).
And you DO overemphasize remedy memorization.
One other example:
You claim you had discussions with veterinary homeopaths who have a school.
Gee really?
Which ones?
I have had MY school of advanced veterinary homeopathy for several years. IVYHOM is registered with the state of WA. Did you check all states for registered schools? If not why not?
And yes I am a veterinary homeopath and have a D.Vet.Hom degree. What other schools are veterinary homeopathy schools operated by someone with a D.Vet Hom degree or equivalent, on your list of schools approached?
You have NOT ever contacted me, I surely am easy enough to find - as a school owner of a veterinary homeopathy school to ask what is needed to be a vethom - contrary to what your email implies.
What makes YOU (meaning your business for money) qualified to judge what is required to certify a veterinary homeopath in any case?
The students at MY school do exemplary work in the field with an education that allows them to succeed in the most complex cases - as do I. But THEY (and I) do not do it by CPR or memory tests.
It's done it by real understanding of how to find a matched remedy using ALL the correct information and homeopathy principles. And by research.
Ad if anything CHC has conflicting policies there. The ethics code encourages homeopathy research in its wording but the exam requires proof of "classical homeopathy" (without defining it) and anything CHC does not see as classical will cause refusal of certification regardless how well the research is working to uphold Hahnemann's aphorism number one, using Hahnemann's principles applied in a new way.
Memorizing remedies is a deterrent in chronic cases if anything!!!
CHC actually lists remedies to be studied - what about the others? What about developing a skewed idea of remedies to select from as a result? Or must the student spew out these memorized ones as "proof of being a homeopath" (and which is really proof only of good memory) ...as seems to be the CHC approach?
So your testing of memory is counter to encouraging good homeopathy as I see it. This is because it encourages people to match a remedy to a patient instead of matching patient symptoms to a remedy. It's the MOST basic mistake homeopaths make - doing it backwards - and it is encouraged by your exam system of memorizing remedies as a MAJOR emphasis in your exams.
My last communication asked if you ever planned to cover veterinary homeopathy and your answer was no.
Maybe that's what you meant when you said you contacted owners of Vethom schools? (Except I contacted you)
I shall not go into a detailed harangue on all your prevarications.
There is no defamatory statement from me. Truth is all that is required in a defamation defense.
Your twisting of what I say as exampled above, does not hold up; MY words are used against your business claims to determine what is valid before a judge, if you care to wish for that. There are five items you'd need to prove at law and you have evidence of none of them, as none of them happened. Be careful you do not turn the tables and damage MY reputation for truth by false claims about what I wrote, and which is only what your website says.
I do not respect either - your idea of what constitutes equivalent testing for all applicants (CLEARLY not so by reading YOUR website data).
As with all my points, you prevaricate on Minutus by suggesting the "rules apply to all" instead of addressing the FACT I raised that there are different rules for different folks within your list of rules for all. IN fact your "Certification process overview" downloadable document says specifically:
"There are various ways to meet these requirements" and proceeds to list PAGES of Options.
It is also biased towards "how homeopathy is done in USA" (whatever Hahnemann would think of that!)
Actual words: "CHC may recommend that the candidate seek further training in North America before taking the exam, in order to become familiar with the style of homeopathic practice that is current here."
HUH?
Who is CHC to decide that USA has a "style of homeopathic practice" or whether that has relevance if it exists"
Self-aggrandisement is also built in:
No matter how good a tutor or homeopath may be, they are not okay per CHC unless THEY also pay CHC for certification and do so annually. Huh??? The student takes a CHC test - what does it matter where they studied the "right" things to pass that test - if the test has any validity it needs to stand on its own!
So then Hahnemann himself would be unqualified to be an instructor or have his students write the test!
How arrogant can you get?
The actual words: "If a student would like to be supervised by an uncertified homeopath, prior approval must be obtained. In order to be considered, the supervising homeopath must meet the pre-requisites to apply for Fast Track certification................."
I saw those fast track prerequisites somewhere before but cannot locate them now - maybe they have been hidden.
Oh but then how did any member of the CHC business get certified or is it okay to certify yourselves by your own standard?
In the board member credentials area, if one excludes the self-applied CCH certifications, there are slim actual homeopathy credentials there indeed! Yet the board feels qualified to judge others. On what basis is that, besides self-applied CCH certificates? ANd why can I not find that on the website?
OOPS! I thought everyone had to do the same tests?
So how is fast track certification able to occur...Hmm.
Ann, Prevarication is an art I am familiar with, but not one I respect.
I brought up valid issues. You attempted to sweep them under the carpet.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."
-
Irene de Villiers
- Posts: 3237
- Joined: Sat Aug 02, 2014 10:00 pm
Re: Questions for Homeopaths
There's a difference between prevarication and truth Maria.
What I said was ALL truth.
I challenge you to show otherwise,.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."
What I said was ALL truth.
I challenge you to show otherwise,.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."
-
Irene de Villiers
- Posts: 3237
- Joined: Sat Aug 02, 2014 10:00 pm
Re: Questions for Homeopaths
>
It depends what you consult about and what the local laws are in the specific State where you live.
Example for WA state veterinary law:
It is legal to give advice on prevention of disease (it's not legal in some states where only a vet may prevent disease);
Licensed vet has to do diagnosis, prognosis, treatment or prescriptions
Except:
No license is needed for a list of exceptions including:
It is legal to give gratuitous help to someone else in treating their animal.
(In some states any treatment or help with treatment is illegal, even if it is free.)
................
The important thing is to know and obey the law where you live (not where your client is). So even if it is legal to treat for money by homeopathy in say South Africa - I may not do so as I am not located there.
I do consult on what remedy is matched by which symptoms, and charge a fee for that process.
It's justifiable as I use expensive training and expensive software to do that. The result is a remedy name.
WHo does what with that remedy, if anything, is a separate client decision.
CHOOSING a remedy is knowledge of a remedy option for a set of circumstances - much as antibiotics may be a known option in some circumstances.
the step of prescribing them or using them is separate from knowing what a remedy or drug can be used for.
I do not sell remedies that I match.
The client is free to use the information of repertorizing/matching or not and if they choose, they will need to go buy the remedy.
After that, I offer gratuitous followup - so I can educate on how to use a remedy in the case if they have chosen to use it to treat their animal.
I also consult on protocols and educational issues for homeopathy.
If a vet approaches me to know a protocol to use in say FIP disease, as happened yesterday, I share my protocols developed through my own research. (These are actually free on line as it happens however). I have the option to charge for this kind of educational consult to teach the vet the homeopathy involved. There is usually a case the vet has in mind - it's the vet's treatment not mine that follows - just as with clients it is THEY who treat their animal, not me. (Treating one's own animal is legal in all states to the best of my knowledge - but is an issue for the client not for me. I make a point to never see the animal or supply a matched remedy. I only educate on *how* things can be done if they choose to treat their own animal - it is an information consult for no charge.)
For all my cases, they must agree up front to what I do with my qualifications for money and what I do not do at all. I do follow-up by gratuitous help.
So essentially, one must adjust what is done, to be appropriate to the law of the state/country where one lives.
It varies a LOT. One must know the letter of the local law in every detail.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."
It depends what you consult about and what the local laws are in the specific State where you live.
Example for WA state veterinary law:
It is legal to give advice on prevention of disease (it's not legal in some states where only a vet may prevent disease);
Licensed vet has to do diagnosis, prognosis, treatment or prescriptions
Except:
No license is needed for a list of exceptions including:
It is legal to give gratuitous help to someone else in treating their animal.
(In some states any treatment or help with treatment is illegal, even if it is free.)
................
The important thing is to know and obey the law where you live (not where your client is). So even if it is legal to treat for money by homeopathy in say South Africa - I may not do so as I am not located there.
I do consult on what remedy is matched by which symptoms, and charge a fee for that process.
It's justifiable as I use expensive training and expensive software to do that. The result is a remedy name.
WHo does what with that remedy, if anything, is a separate client decision.
CHOOSING a remedy is knowledge of a remedy option for a set of circumstances - much as antibiotics may be a known option in some circumstances.
the step of prescribing them or using them is separate from knowing what a remedy or drug can be used for.
I do not sell remedies that I match.
The client is free to use the information of repertorizing/matching or not and if they choose, they will need to go buy the remedy.
After that, I offer gratuitous followup - so I can educate on how to use a remedy in the case if they have chosen to use it to treat their animal.
I also consult on protocols and educational issues for homeopathy.
If a vet approaches me to know a protocol to use in say FIP disease, as happened yesterday, I share my protocols developed through my own research. (These are actually free on line as it happens however). I have the option to charge for this kind of educational consult to teach the vet the homeopathy involved. There is usually a case the vet has in mind - it's the vet's treatment not mine that follows - just as with clients it is THEY who treat their animal, not me. (Treating one's own animal is legal in all states to the best of my knowledge - but is an issue for the client not for me. I make a point to never see the animal or supply a matched remedy. I only educate on *how* things can be done if they choose to treat their own animal - it is an information consult for no charge.)
For all my cases, they must agree up front to what I do with my qualifications for money and what I do not do at all. I do follow-up by gratuitous help.
So essentially, one must adjust what is done, to be appropriate to the law of the state/country where one lives.
It varies a LOT. One must know the letter of the local law in every detail.
Namaste,
Irene
REPLY TO: only
--
Irene de Villiers, B.Sc AASCA MCSSA D.I.Hom/D.Vet.Hom.
P.O. Box 4703 Spokane WA 99220.
www.angelfire.com/fl/furryboots/clickhere.html (Veterinary Homeopath.)
"Man who say it cannot be done should not interrupt one doing it."